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15100 NORTH WEST 150TH COURT
ALACHUA, FLORIDA 32615
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Making a Budget at Our Apartments for Rent in Alachua, FL

 
 

Making a budget is an essential part of almost any adultís life. Itís important to understand how much money is coming in or has been set aside on a monthly basis, and how to spend it wisely. As part of a budget, not only is it imperative to plan on paying all regular bills on time, but also to budget for variable expenses, such as gas and groceries. In addition, no one should forget about saving money, whether itís for an emergency fund, an exotic vacation, or simply for the future.

Below is a step-by-step guide to creating a budget:

ē First, for three months, simply track your expenses. Write down how much youíre spending in certain areas, such as gas, shopping, eating out, or Starbucks purchases. This will give you a good average when creating budgeting categories.

ē Now itís time to create the budget. You can do this on a piece of paper or by using a spreadsheet on a computer. First, write down how much money is available for you to spend each month.

ē Then, subtract your fixed expenses. Your fixed expenses include all of your regular bills, such as rent and insurance, which have fixed costs that donít change from month to month.

ē Next, write down your variable expenses. Your variable expenses are items that donít have a fixed cost, but are still necessary, such as groceries and gas or other transportation. Youíll be able to estimate how much you spend in these categories based on the research youíve collected over the past three months.

ē Once you have subtracted your fixed and variable expenses from your available monthly funds, youíll be left with a total that is yours to use however you want to, though it is a good idea to put some of this leftover amount into a savings account.

Now that youíve set your budget, remember to pay attention to it. Keep track of your spending on a weekly basis, and alter your budget accordingly.

If you would like to read more articles about saving money, feel free to peruse our full list of community articles on this website. And if you are not yet a resident at our apartments for rent in Alachua, Florida, contact us or stop by our leasing office to learn more.

 
     
     
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